The Nyx Donation Model
Nyx is the world's first free Internet service, which I founded over 20 years ago, and which is still running under this donation funding model that I set up -- see www.Nyx.net. It's now a 501(c)(3) non-profit corporation, but still follows the funding model I established back then: If you like it and want to donate, your donations go toward running and improving it. Nyx has flourished this way for a long time on donations, proving that you don't need to charge fees to provide good services (which was what I wanted to demonstrate when I created Nyx, and which I suspect has helped keep Internet access costs from being exorbitant, as they were heading back then). It's similar to the public radio/TV model, but in the "Nyx model" there's no government funding -- and no holding people hostage during fund drives. :-) Your donation is appreciated.
About the Site

We were looking for a loan, so I wrote this tool to get the best answers for myself. Then I decided others could benefit from it too, so I put it up on the web.
If you find the site useful, like it helped you make a loan decision, a donation would be appreciated. (Maybe 10% of what it saved you? :) To help support the site I also placed Google ads on the pages, but I have no control over the content of the ads, and the site earns very, very little from the ads. (Not to mention, of course, if you're looking for a customized web site or other custom software, please contact us.)