Each form linked to the left has the same variables you can tune, but each link highlights the important values to change for that kind of scenario.
Which loan is better? Should you refinance your mortgage? (Lower monthly payments aren't the whole picture!) Buy vs. lease? Pay cash vs. borrow? -- all these questions have the same thing in common: There are so many factors they're hard to decide. Moreover, one choice may be better only after a certain number of years -- if you'll sell before then, you made the wrong choice.
The wrong decision can cost you many thousands of dollars.
Faced with this problem myself, I wrote some software to take all the variables into consideration to answer the question: Which is better for your bottom line?
The web pages below will show you the answer, month by month.
So -- What's your goal? Click the link below to get to the worksheet: